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Finance & Accounting

Fintech, Digital Payments and Open Finance

Fintech is reshaping banking, payments and financial services through digital platforms, real-time payments, open APIs, embedded finance and new business models. This course explains key fintech innovations, the payments ecosystem, open banking and open finance, digital lending and wealth, regulatory frameworks and risks. Participants assess opportunities and threats for their own organisations.

5 days Classroom or live online English
Smart Horizon Certified - Global Leadership Consultants
Take the course details with you.

Download the full standard outline: why attend, methodology, objectives, audience, competencies, the daily outline and current plans.

Download course PDF
Why attend

From knowledge to real-world impact.

Banks, corporates and regulators all need to understand how fintech changes competition and customer expectations. This course gives you a clear, business-focused understanding of the fintech landscape.

Workplace challenges

Professional Problems This Course Is Designed to Solve

The programme explores practical approaches to the following challenges. Results depend on how the learning is applied in your organisation.

  • Difficulty translating subject knowledge into practical workplace decisions.
  • Inconsistent approaches to the activities covered in the course outline.
  • Lack of a structured plan for applying and reviewing new skills.
Course methodology

How you will learn.

Learning includes ecosystem mapping, case studies of fintech firms and bank partnerships, business model workshops and regulatory discussions.

Course objectives

What you'll take away.

By the end of this course, participants will be able to:

  • Describe the fintech landscape and business models
  • Explain how modern payment systems work
  • Understand open banking and open finance
  • Assess digital lending, wealth and embedded finance models
  • Understand fintech regulation and risks
  • Develop a fintech strategy or partnership approach
Target audience

Who should attend.

This course is suitable for:

  • Banking and financial services professionals
  • Payments professionals
  • Strategy and innovation managers
  • Regulators and compliance officers
  • Corporate treasury professionals
Target competencies

Capabilities you will build.

Participants will develop competencies in:

  • Fintech business models
  • Payments ecosystems
  • Open banking
  • Embedded finance
  • Fintech regulation
  • Digital strategy
Course outline

Your learning journey.

A focused, practical outline with time to explore, apply and reflect.

Day 1The Fintech Landscape

  1. 09:00–09:54Drivers of fintech growth
  2. 09:54–10:48Fintech segments
  3. 10:48–11:00Incumbents and challengers
  4. 11:00–11:30Coffee break
  5. 11:30–12:12Incumbents and challengers (continued)
  6. 12:12–13:06Customer expectations
  7. 13:06–14:00Exercise: Ecosystem map

Day 2Digital Payments

  1. 09:00–09:54Payment schemes and infrastructure
  2. 09:54–10:48Cards, wallets and instant payments
  3. 10:48–11:00Cross-border payments
  4. 11:00–11:30Coffee break
  5. 11:30–12:12Cross-border payments (continued)
  6. 12:12–13:06Payment security
  7. 13:06–14:00Case study: A digital wallet

Day 3Open Banking and Open Finance

  1. 09:00–09:54APIs and data sharing
  2. 09:54–10:48Regulatory frameworks
  3. 10:48–11:00New services enabled
  4. 11:00–11:30Coffee break
  5. 11:30–12:12New services enabled (continued)
  6. 12:12–13:06Data privacy and consent
  7. 13:06–14:00Workshop: Open banking use cases

Day 4Lending, Wealth and Embedded Finance

  1. 09:00–09:54Digital lending and alternative credit scoring
  2. 09:54–10:48Robo-advice and digital wealth
  3. 10:48–11:00Embedded finance and banking-as-a-service
  4. 11:00–11:30Coffee break
  5. 11:30–12:12Embedded finance and banking-as-a-service (continued)
  6. 12:12–13:06Insurtech overview
  7. 13:06–14:00Exercise: Business model canvas

Day 5Regulation, Risk and Strategy

  1. 09:00–09:54Fintech regulation and sandboxes
  2. 09:54–10:48Operational, cyber and conduct risks
  3. 10:48–11:00Partnership and build strategies
  4. 11:00–11:30Coffee break
  5. 11:30–12:12Partnership and build strategies (continued)
  6. 12:12–13:06Future trends
  7. 13:06–14:00Capstone: Fintech strategy proposal

The timings provided are estimates and may vary depending on the number of participants and the discussions taking place during the sessions. They are indicative only and do not constitute a binding commitment.

Dates & venues

Find a session that works for you.

Confirmed dates accept registration requests. Tentative dates are enquiry only.

Dubai 9 Nov - 13 Nov 2026
Confirmed dates
£3,150.-Register
Online Live virtual classroom 9 Nov - 13 Nov 2026
Confirmed dates
£1,250.-Register
Cape Town 16 Nov - 20 Nov 2026
Confirmed dates
£1,890.-Register
Online Live virtual classroom 16 Nov - 20 Nov 2026
Confirmed dates
£1,250.-Register
Frankfurt 23 Nov - 27 Nov 2026
Confirmed dates
£2,650.-Register
Online Live virtual classroom 23 Nov - 27 Nov 2026
Confirmed dates
£1,250.-Register
Kuala Lumpur 7 Dec - 11 Dec 2026
Confirmed dates
£1,450.-Register
Online Live virtual classroom 7 Dec - 11 Dec 2026
Confirmed dates
£1,250.-Register
Paris 14 Dec - 18 Dec 2026
Confirmed dates
£2,860.-Register
Online Live virtual classroom 14 Dec - 18 Dec 2026
Confirmed dates
£1,250.-Register
Istanbul 11 Jan - 15 Jan 2027
Confirmed dates
£2,650.-Register
Online Live virtual classroom 11 Jan - 15 Jan 2027
Confirmed dates
£1,250.-Register
Amsterdam 25 Jan - 29 Jan 2027
Confirmed dates
£2,540.-Register
Online Live virtual classroom 25 Jan - 29 Jan 2027
Confirmed dates
£1,250.-Register
Singapore 8 Feb - 12 Feb 2027
Confirmed dates
£2,820.-Register
Online Live virtual classroom 8 Feb - 12 Feb 2027
Confirmed dates
£1,250.-Register
Rome 15 Feb - 19 Feb 2027
Confirmed dates
£2,450.-Register
Online Live virtual classroom 15 Feb - 19 Feb 2027
Confirmed dates
£1,250.-Register
London 22 Feb - 26 Feb 2027
Confirmed dates
£2,450.-Register
Online Live virtual classroom 22 Feb - 26 Feb 2027
Confirmed dates
£1,250.-Register
Dubai 8 Mar - 12 Mar 2027
Confirmed dates
£3,150.-Register
Online Live virtual classroom 8 Mar - 12 Mar 2027
Confirmed dates
£1,250.-Register
Frankfurt 22 Mar - 26 Mar 2027
Confirmed dates
£2,650.-Register
Online Live virtual classroom 22 Mar - 26 Mar 2027
Confirmed dates
£1,250.-Register
Kuala Lumpur 12 Apr - 16 Apr 2027
Confirmed dates
£1,450.-Register
Online Live virtual classroom 12 Apr - 16 Apr 2027
Confirmed dates
£1,250.-Register
Rome 19 Apr - 23 Apr 2027
Confirmed dates
£2,450.-Register
Online Live virtual classroom 19 Apr - 23 Apr 2027
Confirmed dates
£1,250.-Register
Paris 26 Apr - 30 Apr 2027
Confirmed dates
£2,860.-Register
Online Live virtual classroom 26 Apr - 30 Apr 2027
Confirmed dates
£1,250.-Register
Istanbul 10 May - 14 May 2027
Confirmed dates
£2,650.-Register
Online Live virtual classroom 10 May - 14 May 2027
Confirmed dates
£1,250.-Register
Amsterdam 24 May - 28 May 2027
Confirmed dates
£2,540.-Register
Online Live virtual classroom 24 May - 28 May 2027
Confirmed dates
£1,250.-Register
Cape Town 7 Jun - 11 Jun 2027
Confirmed dates
£1,890.-Register
Online Live virtual classroom 7 Jun - 11 Jun 2027
Confirmed dates
£1,250.-Register
Singapore 14 Jun - 18 Jun 2027
Confirmed dates
£2,820.-Register
Online Live virtual classroom 14 Jun - 18 Jun 2027
Confirmed dates
£1,250.-Register
London 21 Jun - 25 Jun 2027
Confirmed dates
£2,450.-Register
Online Live virtual classroom 21 Jun - 25 Jun 2027
Confirmed dates
£1,250.-Register
Dubai 12 Jul - 16 Jul 2027
Confirmed dates
£3,150.-Register
Online Live virtual classroom 12 Jul - 16 Jul 2027
Confirmed dates
£1,250.-Register
Frankfurt 26 Jul - 30 Jul 2027
Confirmed dates
£2,650.-Register
Online Live virtual classroom 26 Jul - 30 Jul 2027
Confirmed dates
£1,250.-Register
Kuala Lumpur 9 Aug - 13 Aug 2027
Confirmed dates
£1,450.-Register
Online Live virtual classroom 9 Aug - 13 Aug 2027
Confirmed dates
£1,250.-Register
Barcelona 16 Aug - 20 Aug 2027
Confirmed dates
£2,840.-Register
Online Live virtual classroom 16 Aug - 20 Aug 2027
Confirmed dates
£1,250.-Register
Paris 23 Aug - 27 Aug 2027
Confirmed dates
£2,860.-Register
Online Live virtual classroom 23 Aug - 27 Aug 2027
Confirmed dates
£1,250.-Register
Istanbul 13 Sept - 17 Sept 2027
Confirmed dates
£2,650.-Register
Online Live virtual classroom 13 Sept - 17 Sept 2027
Confirmed dates
£1,250.-Register
Amsterdam 20 Sept - 24 Sept 2027
Confirmed dates
£2,540.-Register
Online Live virtual classroom 20 Sept - 24 Sept 2027
Confirmed dates
£1,250.-Register
Singapore 11 Oct - 15 Oct 2027
Confirmed dates
£2,820.-Register
Online Live virtual classroom 11 Oct - 15 Oct 2027
Confirmed dates
£1,250.-Register
Vienna 18 Oct - 22 Oct 2027
Confirmed dates
£2,940.-Register
Online Live virtual classroom 18 Oct - 22 Oct 2027
Confirmed dates
£1,250.-Register
London 25 Oct - 29 Oct 2027
Confirmed dates
£2,450.-Register
Online Live virtual classroom 25 Oct - 29 Oct 2027
Confirmed dates
£1,250.-Register
Dubai 8 Nov - 12 Nov 2027
Confirmed dates
£3,150.-Register
Online Live virtual classroom 8 Nov - 12 Nov 2027
Confirmed dates
£1,250.-Register
Frankfurt 22 Nov - 26 Nov 2027
Confirmed dates
£2,650.-Register
Online Live virtual classroom 22 Nov - 26 Nov 2027
Confirmed dates
£1,250.-Register
Kuala Lumpur 6 Dec - 10 Dec 2027
Confirmed dates
£1,450.-Register
Online Live virtual classroom 6 Dec - 10 Dec 2027
Confirmed dates
£1,250.-Register
Paris 13 Dec - 17 Dec 2027
Confirmed dates
£2,860.-Register
Online Live virtual classroom 13 Dec - 17 Dec 2027
Confirmed dates
£1,250.-Register

Good to know

A few things to know.

How is the course delivered?

Our classroom programmes combine facilitated discussion, case studies, exercises and reflection. The precise format will be confirmed before enrolment.

Can you deliver this programme for our team?

Yes, you can enquire about a tailored programme. Share your goals, group size and preferred dates with our learning team.

Will I receive a certificate?

Participants who complete the programme receive a Smart Horizon UK certificate of attendance. Smart Horizon UK programmes are not externally accredited and do not award a professional qualification, licence or designation. Where a course title or outline refers to a professional certification (for example, AACE International's Certified Cost Professional), the programme supports learning and preparation only; the credential itself is awarded solely by the relevant professional body under its own application and examination requirements.

What should I confirm before booking travel?

Please confirm the session, exact venue, accessibility arrangements, fees and any visa requirements with the team before arranging travel. Tentative dates are not confirmed sessions.

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